The Hollywood industry has long been in this "Risky Business" of producing commercially successful action movies romanticizing dangerous situations.
From Spiderman employing his webs to prevent vehicles from falling off the overhead bridge to Superman appearing just at the right moment to carry victims from collapsing construction sites, it seems effortless and beyond all possibilities to prevent life-threatening incidents and avoid potential hazards from sight. On top of that, there's not a single OSHA safety violation or penalty by the end of the movie.
In reality, the narrative is the opposite of what's shown in these movies. In its true sense, occupational health and safety is acknowledged to remain the number one priority. Employers understand that occupational safety is paramount in the modern workplace, but that wasn't the case long ago.
Before 1970, the workplace environment was unsafe and potentially threatened workers' well-being. Though it fell under the radar of the Department of Labor, it was often overlooked; thus, the labor force suffered deadly consequences because of the negligence of the U.S. federal government.
The Occupational Safety and Health Act
Upon enacting the Occupational Safety and Health (OSH) Act in 1970, workplace safety took its course in the United States. Its primary goal was to improve safety and working conditions for all individuals, regardless of their job or industry. The Act addressed concerns related to known and predictable health and safety hazards, including but not limited to unsanitary conditions, cold and heat stress, and harmful environmental toxins of that time.
Moreover, the Occupational Safety and Health Administration (OSHA) was established to enforce OSHA's regulatory standards, and the National Institute for Occupational Safety and Health (NIOSH) worked as a research body on OSHA's behalf.
All modern standards are built on the introductory safety standards and regulations that formed the foundation of health and safety regulations for organizations to follow, such as guidelines for employer responsibilities, workers' rights, OSHA reporting protocols, and best practices. Moreover, OSHA founded the OSHA Training Institute, which monitors the safety training and education of the states, compliance officers, private sector safety managers, state consultants, non-OSHA personnel, etc.
Importance of OSHA Safety Online Training
- Adherence to OSHA Compliance: The online OSHA safety training assists employers and workers in complying with safety standards set by federal OSHA to prevent the risk of hefty fines and penalties from OSHA inspections. Besides, OSHA online training provides updated course content to help organizations and individuals stay well-informed about changes and adapt to evolving standards.
- Workplace Safety: The OSHA safety online training equips participants with essential site safety knowledge and skills required to identify, control, and prevent potential hazards. Therefore, the workplace environment improves in terms of safety, thus minimizing accidents, injuries, and fatalities.
- Cost Savings: Enhanced workplace safety through online OSHA training significantly affects companies' financial expenses. Fewer workplace accidents and injuries mean reduced compensation claims, medical costs, and legal charges for OSHA safety violations.
- Overall Productivity: A safe and healthy workplace is considered more productive in terms of efficient workers and organizations' financial productivity. Workers feeling secure and confident in their surroundings will likely boost their morale and job satisfaction, thus becoming more focused on their work.
- Competitive Edge: Workplaces well-known for maintaining a solid safety record in the market avail a competitive advantage over other businesses since clients, contractors, customers, and partners prefer to work with corporations that prioritize safety.
Buy Now, Pay Later (BNPL) Service to Combat Financial Barriers
An alternative to conventional credit cards and other financing options, Buy Now, Pay Later (BNPL), which has rapidly achieved popularity among customers in recent years, is a fintech service that allows customers to make purchases and delay the payment of those purchases over a defined period. Instead of upfront payment, the cost is divided into smaller, more accessible, and manageable amounts.
Besides, according to the statistics data of the U.S. Bureau of Labor, more than 5.58 million people require employment but cannot enter the workforce due to various reasons, including financial constraints and inability to enroll in OSHA online training courses. With the flexibility of the Buy Now Pay Later (BNPL) service, workers can now easily acquire crucial OSHA safety online training.
Here's why enrolling in OSHA Safety Training with Buy Now Pay Later (BNPL) service is the best option:
- Financial Flexibility: Buy Now Pay Later (BNPL) makes OSHA safety training more affordable for individuals and businesses who cannot invest in OSHA online training with a large upfront payment by spreading the cost into manageable installments.
- Immediate Access: With the Buy Now Pay Later (BNPL) service, participants can begin their enrollment procedures in OSHA safety courses immediately. Without paying the full course fee right away, individuals can access OSHA training courses without delay.
- Budget Management: Since customers get a clear view of the payment schedule, they'll know when and how much they're required to pay, which helps in budget management and planning and ensures that all financial obligations are met.
- No Interest (with On-Time Payments): Buy Now Pay Later (BNPL) service dispenses interest-free installment payments when payments are made on scheduled time, ensuring workers won't incur additional costs for enrolling in OSHA online training courses.
How Buy Now, Pay Later (BNPL) Works:
- Proceed to Checkout: Upon enrolling in the OSHA online training course/courses of your choice, you'll proceed to the checkout page, where you must fill in the customer information and contact details.
- Select Afterpay: The final step to your enrollment procedure is your payment information, where you can select "Afterpay" as your payment method.
- Create an Account or Log in: If you haven't used Afterpay before, creating an Afterpay account will be required, which commonly asks you to fill in your info and undergo a credit check. If you already have an account, you can proceed by logging in.
- Payment Schedule: The total amount of your purchase will equally be divided into four installments, which are due on a biweekly basis. You'll see the initial payment amount at the time of purchase.
- Payment Authorization: To determine a user's eligibility and expenditure limit, Afterpay may conduct a credit check since only some are instantly approved, and Afterpay's approval depends upon various factors, such as a user's credit history.
- First Payment: Your first installment payment will be made at the time of your purchase.
- Remaining Installments: Three more installments will be due every two weeks after the first payment, which are automatically deducted from the provided payment method when setting up your Afterpay account.
Mindful Use of Buy Now, Pay Later (BNPL) Service
Transparency is a crucial aspect of responsibly using a Buy Now, Pay Later (BNPL) service to prevent falling into a debt trap. Given below are the key points that you should look forward to ensure transparency:
Cost Disclosure: Make sure that the total amount of your purchase is disclosed, including any fees or interest charges, if applicable, which allows you to stay informed.
Payment Schedule: Remember your payment installments' dates to help plan your budget accordingly.
Late Fees: Making installment payments on time prevents the consequences of missing payments since Afterpay charges late fees upon missed payments. Maintaining a good payment history is advised to avoid the negative impact of late payments on your credit score.
Budgeting: Before your purchase, plan a budget involving your daily life expenses and Afterpay's installment payments. Ensure that you can comfortably afford the following payments without compromising other needs.
Regular Review: Monitor your Afterpay account regularly for transaction details and to ensure no unauthorized charges.